FHA Choice Appraisals » still http://fhacam.com Your FHA Choice Appraisal Management Sources Mon, 06 Sep 2010 14:56:10 +0000 http://wordpress.org/?v=2.9.2 en hourly 1 If FHA mortgages are insured by the government why do some lenders still require / charge you for PMI? http://fhacam.com/if-fha-mortgages-are-insured-by-the-government-why-do-some-lenders-still-require-charge-you-for-pmi/ http://fhacam.com/if-fha-mortgages-are-insured-by-the-government-why-do-some-lenders-still-require-charge-you-for-pmi/#comments Mon, 19 Apr 2010 07:26:33 +0000 fhacam http://fhacam.com/if-fha-mortgages-are-insured-by-the-government-why-do-some-lenders-still-require-charge-you-for-pmi/ From what I have read, FHA mortgage loans are backed by / insured by the government, so how are lenders also allowed to require / charge you for PMI (Private Mortgage Insurance) on FHA loans?

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]]> http://fhacam.com/if-fha-mortgages-are-insured-by-the-government-why-do-some-lenders-still-require-charge-you-for-pmi/feed/ 2 Does the lender still charge PMI for FHA loans? http://fhacam.com/does-the-lender-still-charge-pmi-for-fha-loans/ http://fhacam.com/does-the-lender-still-charge-pmi-for-fha-loans/#comments Sat, 12 Dec 2009 08:15:21 +0000 fhacam http://fhacam.com/does-the-lender-still-charge-pmi-for-fha-loans/ I have read PMI occurs when less than 20% is put down on a house.

If you are doing a FHA loan, where the down payment requirement is only 3-3.5%, is PMI still a factor?

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]]> http://fhacam.com/does-the-lender-still-charge-pmi-for-fha-loans/feed/ 3 Can I still refinance out of PMI on my 15yr FHA loan? http://fhacam.com/can-i-still-refinance-out-of-pmi-on-my-15yr-fha-loan/ http://fhacam.com/can-i-still-refinance-out-of-pmi-on-my-15yr-fha-loan/#comments Sat, 12 Sep 2009 01:21:35 +0000 fhacam http://fhacam.com/can-i-still-refinance-out-of-pmi-on-my-15yr-fha-loan/ I have a 15 year FHA loan that origninated June 2 2008. I had a 10% downpayment and had upfront PMI tacked on to the loan. I would now like to refinance to a 30 year conventional loan with 20% down. Will a percentage of my current PMI be removed or have the laws changed?

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